Security
Your file, sealed.
Encryption end to end. Identity verified inside our credit data partner's secure component. Your SSN is never stored by CreditGod.
- In transit
- TLS
- At rest
- Encrypted
- SSNs on our forms
- 0
Six pillars
Built to be trusted with a credit file.
Encrypted in transit and at rest
TLS on every connection. Reports, letters, and vault documents encrypted at rest.
ID verified by our partner
Identity checks run inside our credit data partner's secure component, with a short quiz only you can answer.
No SSN stored by us
Entered only in the partner component. Our forms, God Mode chat, and analytics never receive it.
Scoped access
Multi-factor sign-in. Staff and systems see only what a dispute needs. Account numbers masked in chat.
Certified-mail chain of custody
Every letter keeps its PDF, tracking number, and delivery receipt in your vault.
Your data rights
Access, download, correct, or delete your data. We don't sell personal information.
How your data flows
Five hops. Every one accounted for.
Sensitive identity data goes to our partner's secure component, not to us. God Mode works from masked report data, and nothing leaves without your approval.
- 1YouVerify identity
- 2Partner secure componentSSN + ID check, encrypted
- 3Equifax · Experian · TransUnionSoft pull to view
- 4CreditGod vaultMasked report data
- 5God Mode → you approveThen e-file + certified mail
Architecture
Four zones. One boundary we never cross.
Your SSN is entered inside our partner's hosted identity check, not on CreditGod forms, and CreditGod never stores it.
You
Browser or phone
- TLS on every connection
- Multi-factor sign-in
CreditGod
App + vault
- Reports, letters, and vault encrypted at rest
- Account numbers masked in chat
- Forms, chat, and analytics never receive your SSN
Identity check
Partner-hosted
- SSN entered only in the partner component
- Identity verified there, encrypted
- No SSN stored by CreditGod
Credit bureaus
Equifax · Experian · TransUnion
- Soft pull to view your file
- Disputes sent only after you approve
Simplified. CreditGod never asks for your SSN on its own forms; identity verification runs inside our credit data partner's hosted component.
Boundaries
Where we stop, plainly
Where CreditGod ends and bureaus, furnishers, lenders, and partners begin. Not legal advice; see Terms and Disclosures.
What we control
How we authenticate you, encrypt data in transit and at rest (as designed for production), mask sensitive fields in chat, and limit which staff or systems can see vault documents.
What we do not control
Bureau and furnisher decisions on disputes, score models, lender underwriting, partner program approvals for Boost Line limits, or third-party identity restoration claim outcomes.
No fake certifications
We don't display SOC 2, ISO, or similar seals. If we complete an independent audit, we'll say so then — not before.
Your remedies
CROA cancellation rights, FCRA dispute rights you can exercise yourself, and contractual limits in Terms of Service. Read Disclosures before you start.
Dark web, SSN, and address-change alerts, plus up to $1M identity restoration, run through our identity partners under their terms.
Questions about this feature
Does God Mode see my full SSN or account numbers?
No. Sensitive fields are masked in chat, and vault documents stay scoped to the dispute that needs them.
Does CreditGod have a SOC 2 report?
We don't display SOC 2, ISO, or similar seals. If we complete an independent audit, we'll say so then.
How do I download or delete my data?
Email privacy@creditgod.ai to request access, a download, or deletion of your data.
Hand God Mode the file.
Three bureaus, one manager, one bill at $39.99 a month. 3-business-day right to cancel. Results vary.
30-Day Money-Back Guarantee
Try CreditGod risk-free for 30 days.
If you're not satisfied for any reason, cancel within 30 days of your first payment and we'll refund your subscription fee in full. No questions asked.
A refund of fees, not a guarantee of any credit result. Results vary; no specific outcome is guaranteed. Separate from your 3-business-day right to cancel. Refund policy