Build
Boost Line
A furnished credit-builder account reported to Equifax, Experian, and TransUnion — up to $10,000. Not an authorized-user piggyback. Included in the $39.99 plan after enrollment checks.
Illustrative. Approved limit up to $10,000, subject to approval — never guaranteed. Reported monthly once enrolled; pending until the first bureau posts.
How it builds
A real tradeline that's actually yours
Furnished, not piggybacked
Up to $10,000
Pay as agreed
Utilization guidance
Boost Line · reporting
IllustrativeThe approved limit ships and is disclosed upfront. Not instant. Not guaranteed.
Equifax
Monthly
Experian
Monthly
TransUnion
Monthly
Shows pending until the first bureau posts it.
Reporting
Paid on time. Reported monthly.
- Boost Line opensApproved limit, up to $10,000, subject to approval.
- You pay on timeSmall autopay payment. Missed payments hurt.
- Reported monthlyFurnished in the standard (Metro 2) format.
- All 3 bureausEquifax, Experian, TransUnion. Pending until the first post.
- History buildsPositive months add up. Results vary.
Boost Line is a furnished credit-builder account, not an authorized-user slot. Approval and limit are set by the program.
Yours, not borrowed.
An authorized-user slot borrows someone else's history, and bureaus often discount bought ones. Boost Line is an account in your name with its own on-time record.
Boost Line vs authorized-user piggybackingRead first
Details that matter before you enroll
How reporting works
Who it is for
Who it is not for
Enrollment runs through our data-furnishing partners after identity checks. The approved limit ships — marketed as up to $10,000, never guaranteed. Pending until the first bureau posts it. Missed payments hurt; God Mode says so before you turn it on.
Questions about this feature
Does Boost Line report to all three bureaus?
Yes. Boost Line is a credit-builder account reported monthly to Equifax, Experian, and TransUnion. Your approved limit is up to $10,000, subject to approval.
How is Boost Line different from being an authorized user?
Boost Line is an account in your own name that you manage and pay. An authorized user is added to someone else's card, so their habits affect you. See the authorized user guide.
What happens if I miss a Boost Line payment?
Missed payments can be reported and can hurt your credit, the same as any account. Setting up the small autopay helps you stay on time.
When will Boost Line show up on my reports?
It shows as pending until the first bureau posts it. Timing depends on each bureau's reporting cycle.
Build while you fix.
Boost Line is included in $39.99/month. Approved limit up to $10,000, subject to approval. Not a guarantee. Results vary.
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If you're not satisfied for any reason, cancel within 30 days of your first payment and we'll refund your subscription fee in full. No questions asked.
A refund of fees, not a guarantee of any credit result. Results vary; no specific outcome is guaranteed. Separate from your 3-business-day right to cancel. Refund policy